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Business Banking Products

M&M Bank is constantly innovating and working to find new and better ways to serve our customers.

Business Check Cards

Leave your checkbook at the office.  Access your account anytime and anywhere that Mastercard is accepted with M&M Bank BusinessCard.

Merchant Processing

M&M Bank provides Merchant processing services which allows you to accept bankcards in payment for goods and services.  We can facilitate the acceptance of VISA, Mastercard, American Express, Discovery, and many other brand name cards.

Overdraft Protection

By tying your business checking account to a M&M Bank business savings account, you can be secure in the knowledge that your account is protected from accidental overdrafts.  Money can be swept automatically from your business savings account to your business checking account to prevent returned checks.


Another quick and simple way to access your accounts. Simply call (866) 740-4662 to access your account balance; transfer funds between your M&M Bank accounts; get a list of recent deposits, withdrawals and paid checks; and much more.

Remote Deposit

No need to run to a bank branch to make a deposit.  Remote Capture refers to the ability to deposit checks into a bank account from one's desk or office without having to physically deliver the actual check to the bank. This is accomplished by scanning a digital image of a check onto a computer then transmitting that image to the bank through the use of an M&M supplied check scanning machine. The funds are then deposited directly into your account at M&M Bank.

Remote deposit saves time and money because businesses who use it no longer have to send an employee or a courier to take their checks to the bank. Another benefit is that it cuts down on paperwork, and therefore reduces the chances of making mistakes or losing checks in the process of depositing them. Bounced checks also show up faster when processed through remote deposit.

Lock Box

Lock box banking is a service offered by M&M Bank that simplifies collection and processing of account receivables by having payments mailed directly to a P.O. Box location accessible by the Bank. For example, if you pay your electric or water bill with a paper check, it will likely go to a lockbox department at a bank.

How does it work? Our client’s customers send their payments to a PO Box which we have opened. Then M&M collects and processes these payments directly depositing them into our client’s account. Because the bank is making the collection, the funds that have been received are immediately deposited into the company’s account without first being processed by the company’s accounting system, thereby speeding up cash collection.

Other Services

  • Cashier Checks
  • Money Orders
  • Notary Services
  • Travelers Checks
  • Fax Services
  • Photocopies