Certificate of Deposit

Investing and saving for your future is important. One option that allows for both flexibility and security with competitive rates of return are Certificates of Deposit. Certificates of Deposits (CDs) earn competitive rates with maturity terms that meet your investment time line. CDs are perfect if you have a time-specific savings need or if you just want to diversify the overall risk in your portfolio.

M&M Bank's Certificates of Deposit (CDs) are FDIC-insured with a wide range of term options and competitive rates.

FDIC Insurance
Enjoy the security and peace-of-mind of knowing that your deposits are insured up to $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC)*.

Competitive Rates
Earn a competitive rate of interest. Click here to view rates.

Compounded Interest
Interest on Merchants and Manufacturers Bank CDs is compounded daily.

Interest Payment Method And Frequency Of Choice
Interest can be paid monthly, quarterly, semi-annually or annually. You may also elect to have interest paid at maturity for CDs with terms of one year or less.

Flexibility In Term And Maturity Date
Set the term and maturity date according to your needs, from the minimum (3 months) up to the maximum available maturity (5 years). Whether you need these funds for a future real estate closing, a college tuition payment, a future investment opportunity or any other situation, you can rest assured that the funds will be there when you need them.

For additional information about M&M Bank's customized CDs, please call us or visit one of our convenient locations.

*The $250,000 FDIC insurance limit per depositor has been extended through December 31, 2013.

Products, terms and conditions subject to change. Subject to penalty for early withdrawal.