Personal Banking Checking Accounts
Personal Checking Accounts
The Convenience of Banking Made Simple.
Have you ever noticed how hard some banks make it to choose a simple checking account? Here at M&M Bank, we’ve decided to take a simpler route. We remember when community banking was about helping your friends and neighbors manage their financial lives and achieve their financial goals. We’ve designed our account offerings to be less complex and a better value while still offering you the option to choose an account that fits your lifestyle.
Find a personal checking option that works for you. For more information visit one of our convenient branch locations, give us a call or contact us through this link.
| Free Checking | Platinum Checking | NOW Checking | NOW Premier Checking(5) | Golden Checking (age 55 & better) |
|
|---|---|---|---|---|---|
| Minimum Balance to Avoid Service Charge | $0 | $500.00 | $1,000.00 | $5,000.00 | $0 |
| Minimum Opening Deposit | $100.00 | $500.00 | $1,000.00 | $5,000.00 | $100.00 |
| Monthly Maintenance Fee(1) | $0 | $8.00 | $12.00 | $15.00 | $0 |
| Interest | None | None | Variable Interest Rate and APY set by Bank |
Variable Interest Rate and APY set by Bank | None |
| ATMs | Unlimited Use of M&M Bank ATMs, 3 free foreign ATM transactions per month(7), fee applies for each additional. (6) | Unlimited ATM transactions on both M&M Bank and foreign ATMs. | Unlimited Use of M&M Bank ATMs, 3 free foreign ATM transactions per month(7), fee applies for each additional. (6) | Unlimited Use of M&M Bank ATMs, 3 free foreign ATM transactions per month(7), fee applies for each additional. (6) | Unlimited Use of M&M Bank ATMs, 3 free foreign ATM transactions per month(7), fee applies for each additional. (6) |
| POS Debit Card, Automated Bank-by-Phone and Online Banking Transactions |
Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Statements | Convenient Image Statements |
Convenient Image Statements | Convenient Image Statements | Convenient Image Statements | Convenient Image Statements |
| Overdrafts(4) | Per item and daily fees apply (6) | Per item and daily fees apply (6) | Per item and daily fees apply (6) | Per item and daily fees apply(6) | Per item and daily fees apply(6) |
| Other Benefits |
Free Debit Card Free Online Banking Free Online Bill Pay |
Free Debit Card Free Online Banking Free Online Bill Pay Free Money Orders(2) Free Cashiers Checks (2) |
Free Debit Card Free Online Banking Free Online Bill Pay |
Free Debit Card Free Online Banking Free Online Bill Pay |
Free Debit Card Free Online Banking Free Online Bill Pay Free Money Orders(2) Free Cashiers Checks(2) Free Order of Checks Annually(3) |
Notes:
(1) Monthly maintenance fee if account falls below minimum monthly balance.
(2) Free Cashiers Checks and Free Money Orders limited to 1 each per day.
(3) Limited selection of check styles. Ask for details.
(4) Per day fee applies to each business day after the first business day that the account remains in a negative collected balance.
(5) Direct deposit required.
(6) See fee schedule for current charges.
(7) An additional fee may be charged by the owner of the foreign ATM.
