Home  Personal Banking  Checking Accounts
Frontpage Slideshow (version 2.0.0) - Copyright © 2006-2008 by JoomlaWorks

Personal Checking Accounts

The Convenience of Banking Made Simple.

Have you ever noticed how hard some banks make it to choose a simple checking account?  Here at M&M Bank, we’ve decided to take a simpler route.  We remember when community banking was about helping your friends and neighbors manage their financial lives and achieve their financial goals.  We’ve designed our account offerings to be less complex and a better value while still offering you the option to choose an account that fits your lifestyle.

Find a personal checking option that works for you. For more information visit one of our convenient branch locations, give us a call or contact us through this link.

 

 


Free CheckingPlatinum CheckingNOW Checking

NOW Premier
Checking(5)

Golden Checking (age 55 & better)
Minimum Balance to Avoid Service Charge $0 $500.00 $1,000.00 $5,000.00 $0
Minimum Opening Deposit $100.00 $500.00 $1,000.00 $5,000.00 $100.00
Monthly Maintenance Fee(1) $0 $8.00(1) $12.00(1) $15.00(1) $0
Interest None None Variable Interest Rate and APY set by Bank
Variable Interest Rate and APY set by Bank None
ATMs Unlimited ATM transactions at both M&M Bank and MoneyPass® Network ATMs(6) Unlimited ATM transactions at both M&M Bank and MoneyPass® Network ATMs(6) Unlimited ATM transactions at both M&M Bank and MoneyPass® Network ATMs(6) Unlimited ATM transactions at both M&M Bank and MoneyPass® Network ATMs(6) Unlimited ATM transactions at both M&M Bank and MoneyPass® Network ATMs(6)
POS Debit Card, Automated Bank-by-Phone and Online Banking and Online Bill Payment Transactions
Unlimited Unlimited Unlimited Unlimited Unlimited
Statements Convenient Image Statements
Convenient Image Statements Convenient Image Statements Convenient Image Statements Convenient Image Statements
Overdrafts Per item and daily fees apply(4) Per item and daily fees apply(4) Per item and daily fees apply(4) Per item and daily fees apply(4) Per item and daily fees apply(4)
Other Benefits

Free Debit Card

Free Online Banking

Free Online Bill Pay

Free Debit Card

Free Online Banking

Free Online Bill Pay

Free Money Orders(2)

Free Cashiers Checks (2)

Free Debit Card

Free Online Banking

Free Online Bill Pay

Free Debit Card

Free Online Banking

Free Online Bill Pay

Free Debit Card

Free Online Banking

Free Online Bill Pay

Free Money Orders(2)

Free Cashiers Checks(2)

Free Order of Checks Annually(3)

Notes:

(1) Monthly maintenance fee if account falls below minimum balance requirement.

(2) Free Cashiers Checks and Free Money Orders limited to 1 each per day.

(3) Limited selection of check styles. Ask for details.

(4) Per day fee applies to each business day after the first business day that the account remains in a negative collected balance. See fee schedule for current overdraft charges.

(5) Direct deposit required.

(6) M&M Bank is a member of the MoneyPass® Surcharge-Free ATM network.  Use of any MoneyPass® ATM will not result in a fee from M&M Bank, nor the owner of the MoneyPass® ATM.  Transactions at non-participating foreign ATMs may result in a fee from the ATM owner.  Look for the MoneyPass® logo for surcharge-free ATM transactions.