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CD Rates

Term(a)Minimum Opening
Deposit
Minimum Balance to
Obtain APY(c)
Interest RateAPY
90 Day $1000.00 $1000.00 0.05% 0.05%
6 Month $1000.00 $1000.00 0.05% 0.05%
9 Month $1000.00 $1000.00 0.05% 0.05%
1 Year $1000.00 $1000.00 0.30% 0.30%
18 Month $1000.00 $1000.00 0.35% 0.35%
2 Year $1000.00 $1000.00 0.45% 0.45%
30 Month $1000.00 $1000.00 0.50% 0.50%
3 Year $1000.00 $1000.00 0.65% 0.65%
4 Year $1000.00 $1000.00 0.80% 0.80%
5 Year $1000.00 $1000.00 1.05% 1.05%


a) A penalty may be imposed for early withdrawal.
c) Daily balance. The amount of the principal in the account each day.

Checking Rates

 Minimum
Opening Deposit
Minimum Balance to
Obtain APY(c)
Interest Rate(b)APY(b)
NOW – Checking $1000.00 $750.00 0.10% 0.10%
NOW – Premier $5000.00 $5,000.00 0.25% 0.25%


b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance.  The amount of the principal in the account each day.

Savings Rates

 Minimum Opening DepositMinimum Balance to Obtain APY(c)Interest Rate(b)APY(b)
Premier Savings
Daily Balance of:  $100.00-499.99
$500.00 $100.00 0.10%
0.10%
Premier Savings
Daily Balance of: $500.00 and up
$500.00 $100.00 0.25% 0.25%
Regular Savings $100.00 $100.00 0.10% 0.10%
Minor Savings     0.10% 0.10%


b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.

Money Market Rates

Daily BalanceMinimum Opening DepositMinimum Balance to Obtain APYInterest Rate(b)APY(b)
Daily Balance of:
$1000.00-2499.99
$2500.00 $1000.00(c) 0.05% 0.05%
Daily Balance of:
$2500.00-9999.99
    0.05% 0.05%
Daily Balance of:
$10000.00-24999.99
    0.10% 0.10%
Daily Balance of:
$25000.00-99999.99
    0.25% 0.25%
Daily Balance of:
$100000.00 and up


0.30% 0.30%


b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.

Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 02/25/2013. For current rate information call (815) 467-4386.