Personal Banking Rates
Customer Service
801 S. Briggs Street, Joliet, IL
Call: 815-740-3280
601 E. Cass Street, Joliet, IL
Call: 815-740-3250
25140 W. Channon Dr., Channahon, IL
Call: 815-467-4386
990 Essington Road, Joliet, IL
Call: 815-729-4040
Tele-Bank
Call: 866-740-4662
CD Rates
| Term(a) | Minimum Opening Deposit | Minimum Balance to Obtain APY(c) | Interest Rate | APY |
|---|---|---|---|---|
| 90 Day | $1000.00 | $1000.00 | 0.05% | 0.05% |
| 6 Month | $1000.00 | $1000.00 | 0.05% | 0.05% |
| 9 Month | $1000.00 | $1000.00 | 0.05% | 0.05% |
| 1 Year | $1000.00 | $1000.00 | 0.30% | 0.30% |
| 18 Month | $1000.00 | $1000.00 | 0.35% | 0.35% |
| 2 Year | $1000.00 | $1000.00 | 0.45% | 0.45% |
| 30 Month | $1000.00 | $1000.00 | 0.50% | 0.50% |
| 3 Year | $1000.00 | $1000.00 | 0.65% | 0.65% |
| 4 Year | $1000.00 | $1000.00 | 0.80% | 0.80% |
| 5 Year | $1000.00 | $1000.00 | 1.05% | 1.05% |
a) A penalty may be imposed for early withdrawal.
c) Daily balance. The amount of the principal in the account each day.
Checking Rates
| Minimum Opening Deposit | Minimum Balance to Obtain APY(c) | Interest Rate(b) | APY(b) | |
|---|---|---|---|---|
| NOW – Checking | $1000.00 | $750.00 | 0.10% | 0.10% |
| NOW – Premier | $5000.00 | $5,000.00 | 0.25% | 0.25% |
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
Savings Rates
| Minimum Opening Deposit | Minimum Balance to Obtain APY(c) | Interest Rate(b) | APY(b) | |
|---|---|---|---|---|
| Premier Savings Daily Balance of: $100.00-499.99 |
$500.00 | $100.00 | 0.10% |
0.10% |
| Premier Savings Daily Balance of: $500.00 and up |
$500.00 | $100.00 | 0.25% | 0.25% |
| Regular Savings | $100.00 | $100.00 | 0.10% | 0.10% |
| Minor Savings | 0.10% | 0.10% |
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
Money Market Rates
| Daily Balance | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate(b) | APY(b) |
|---|---|---|---|---|
| Daily Balance of: $1000.00-2499.99 |
$2500.00 | $1000.00(c) | 0.05% | 0.05% |
| Daily Balance of: $2500.00-9999.99 |
0.05% | 0.05% | ||
| Daily Balance of: $10000.00-24999.99 |
0.10% | 0.10% | ||
| Daily Balance of: $25000.00-99999.99 |
0.25% | 0.25% | ||
| Daily Balance of: $100000.00 and up |
0.30% | 0.30% |
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 02/25/2013. For current rate information call (815) 467-4386.
