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Savings and Money Market Accounts

M&M Bank has been a corporate citizen in our communities for more than 40 years. We remember when community banking was about helping your friends and neighbors manage their financial lives and achieve their financial goals. We understand that saving is important, and we reward our customers with a competitive rate.

Our Premier Savings Account consistently pays more than twice the market average. We offer a number of savings solutions and are confident that you will find an option that works best for you.

View Personal Savings Deposit Rates

 Regular Savings(1)Premier Savings(1)Money Market Savings(1)Minor Savings(1)
Minimum Opening Deposit $100 $500 $1,000 No minimum
Monthly Maintenance Fees $2.00 (fee waived if $100 balance maintained) $5.00 (fee waived if $500 balance maintained) $10.00 (fee waived if $2,500 balance maintained) $0
Interest(3) Variable Rate & APY(3) Variable Rate & APY(3) Variable Tiered Rate & APY(3) Variable Rate & APY(3)
Bank-by-Phone and Online Banking Unlimited Inquiries. (transfers limited by regulations) Unlimited Inquiries. (transfers limited by regulations) Unlimited Inquiries. (transfers limited by regulations) Unlimited Inquiries. (transfers limited by regulations)
ATM Transactions(1)
Unlimited Use of M&M Bank ATMs, 3 free foreign ATM transactions per month(2), fee applies for each additional(4). Unlimited Use of M&M Bank ATMs, 3 free foreign ATM transactions per month(2), fee applies for each additional(4). Unlimited Use of M&M Bank ATMs, 3 free foreign ATM transactions per month(2), fee applies for each additional(4). Not applicable.
Passbooks Available Yes Yes N/A Yes
Statements Quarterly Quarterly Monthly Quarterly
Other Benefits     Limited check writing ability.  

 

Notes:

(1) Savings accounts are limited transaction accounts.  Withdrawals in excess of four (4) per month will result in additional fees.

(2) An additional fee may be charged by the owner of the foreign ATM.

(3) Interest Rates and Annual Percentage Yields (APY's) are available upon request or by accessing the Rates Page.

(4) See fee schedule for current charges.