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Business Finance Calculators

Please note that all financial calculators require a Java enabled browser. Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

When you use the calculators you are leaving M&M Bank's web site. Links to web sites outside of M&M Bank are offered for your convenience in accessing related information. Be aware that when you exit M&M Bank's web site, you are subject to the privacy policy of the new site. M&M Bank does not attest to the accuracy of information provided by linked sites, and such information does not necessarily reflect the viewpoint of M&M Bank.

Break Even Analysis
Find out how many and what price you must sell your product at to make a profit.

Financial Ratios
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Business Valuation
Enter your cash flow information, your cost of capital and your growth rate to determine an estimated value for your business.

Equipment Buy vs. Lease
Should you lease your equipment or finance it? Find out with this calculator!

Investment Loan
This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return.

Asset Allocator
Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Line of Credit Payoff
Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.

Loan & Credit Line Tax Savings
This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.

Profit Margin Calculator
This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Working Capital Needs
Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.