Your golden years are too precious to worry about fees. Get free checking with all the perks.
- No Monthly Maintenance Fee
- No Minimum Balance
- Free Order of Checks2
- Surcharge-Free ATMs3
- Exclusive benefits for customers age 55 and older
- No monthly maintenance fee
- No minimum balance requirement
- Free money orders and cashier’s checks1
- Free order of checks annually2
- Free digital banking, including:
- Online banking & bill pay
- Mobile banking with mobile deposit
- And more
- Free Mastercard® debit card
- Free telephone banking
- Surcharge-free ATMs available3
- Identity theft protection available
- Overdraft protection available
- Overdraft fees may apply4
- $100 minimum deposit to open
1Free cashier's checks and free money orders limited to 1 each per day.
2Limited selection of check styles. Ask for details.
3M&M Bank is a member of the MoneyPass® Surcharge-Free ATM network. Use of any MoneyPass® ATM will not result in a fee from M&M Bank, nor the owner of the MoneyPass® ATM. Transactions at non-participating foreign ATMs may result in a fee from the ATM owner. Look for the MoneyPass® logo for surcharge-free ATM transactions.
4Per-day fee applies to each business day after the first business day that the account remains in a negative collected balance. See fee schedule for current overdraft charges.