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With interest higher than our competitors2, this account will help you grow your balance.


Key Features

  • Competitive Interest
  • 4 Free Withdrawals Monthly3
  • Free Digital Banking
  • Save big with competitive, tiered, variable interest on your balance $100.00 and greater1
  • Avoid the $5 monthly maintenance fee by maintaining a $500 minimum daily balance
  • Up to 4 free withdrawals per month3
    • $1.00 per withdrawal thereafter
  • Free digital banking, including:
    • Online banking
    • Mobile banking with mobile deposit
    • eStatements (sent quarterly)
    • And more
  • Free telephone banking
  • Surcharge-free ATMs available4
  • Identity theft protection available
  • Passbooks available
  • $500 minimum deposit to open

1Interest Rates and Annual Percentage Yields (APY's) are available upon request or by viewing our rates page.

2Based on a survey of competing Will County banks dated 12/28/2023.

3Withdrawals in excess of four (4) per month will result in additional fees.

4M&M Bank is a member of the MoneyPass® Surcharge-Free ATM network. Use of any MoneyPass® ATM will not result in a fee from M&M Bank, nor the owner of the MoneyPass® ATM. Transactions at non-participating foreign ATMs may result in a fee from the ATM owner. Look for the MoneyPass® logo for surcharge-free ATM transactions.