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Set money aside for any needs that may arise. Trust us, your future self will thank you.

Rates Calculator

Key Features

  • Competitive Interest
  • 4 Free Withdrawals Monthly2
  • Free Digital Banking
  • Save for something specific or simply a rainy day
  • Competitive, variable interest on entire balance1
  • Avoid the $2 monthly maintenance fee by maintaining a $100 minimum daily balance
  • Up to 4 free withdrawals per month2
    • $1.00 per withdrawal thereafter
  • Free digital banking, including:
    • Online banking
    • Mobile banking with mobile deposit
    • eStatements (sent quarterly)
    • And more
  • Free telephone banking
  • Surcharge-free ATMs available3
  • Identity theft protection available
  • Passbooks available
  • $100 minimum deposit to open

1Interest Rates and Annual Percentage Yields (APY's) are available upon request or by viewing our rates page.

2Withdrawals in excess of four (4) per month will result in additional fees.

3M&M Bank is a member of the MoneyPass® Surcharge-Free ATM network. Use of any MoneyPass® ATM will not result in a fee from M&M Bank, nor the owner of the MoneyPass® ATM. Transactions at non-participating foreign ATMs may result in a fee from the ATM owner. Look for the MoneyPass® logo for surcharge-free ATM transactions.