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Not a lot of disposable income? Not a problem. Enjoy affordable checking that helps you keep up.

Key Features

  • No Monthly Maintenance Fee
  • No Minimum Balance
  • Free Digital Banking
  • Surcharge-Free ATMs3
  • Checking exclusively for high school students1
  • No monthly maintenance fee
  • No minimum balance requirement
  • No direct deposit required
  • Free digital banking, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • eStatements2
    • And more
  • Free MY/CARD Mastercard® debit card especially designed for students
  • Free telephone banking
  • Surcharge-free ATMs available3
  • $10 minimum deposit to open1

1Parent or guardian must be a customer and must be on the account with the student.

2Paper statements available for an added fee.

3M&M Bank is a member of the MoneyPass® Surcharge-Free ATM network. Use of any MoneyPass® ATM will not result in a fee from M&M Bank, nor the owner of the MoneyPass® ATM. Transactions at non-participating foreign ATMs may result in a fee from the ATM owner. Look for the MoneyPass® logo for surcharge-free ATM transactions.