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Direct Deposit

Direct deposit is a safe and secure way to have your money deposited into your checking or savings account. Your deposit is electronically deposited into your account on an agreed upon date saving you the time of cashing a check yourself. It's that simple. 

Overdraft Protection

Now you can have peace of mind with an automatic withdrawal of funds from a linked M&M Bank savings account whenever you have insufficient funds in your M&M Bank checking account. Money can be automatically swept from your savings account to your personal checking account to prevent returned checks.

  • There is no charge to link to your savings account
  • Funds are advanced to your checking account in increments of $100
  • Review your overdraft transactions through M&M Bank online banking
  • A small convenience fee applies for each transaction

Safe Deposit Boxes

Safe Deposit Box rental is available at our Channon Drive (Channahon) and Cass Street (Joliet) locations. A variety of box sizes are available for your needs.*

*Contents of safe deposit boxes are not insured or guaranteed by the bank, the FDIC, or by any other government agency.

Telephone Banking

Another quick and simple way to access your accounts. Simply call (866) 740-4662 to access your account balance; transfer funds between your M&M Bank account; get a list of recent transactions; and much more.