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Merchants and Manufacturers Bank may change these terms and conditions, including the addition of new terms and conditions, from time to time without notice by posting the most recent version on the pages within If you find any of the terms or conditions unacceptable to you at any time, please discontinue your use of this website. By continuing to access this website after the date of any changes to these terms and conditions, you agree to be bound by the new or changed terms and conditions.

These terms and conditions are in addition to those that apply to any accounts you may have with Merchants and Manufacturers Bank. Nothing contained in any page on this website takes the place of the bank's agreements and disclosures that govern its products and services. If any information on the website conflicts with that in the bank's agreements and disclosures, the agreements and disclosures will control.

This website has been established by Merchants and Manufacturers Bank for the sole purpose of conveying information about the Bank's products and services and to allow communication between the Bank and its customers.  Information that appears on this website should be considered an advertisement.


Merchants and Manufacturers Bank is not responsible in any manner for direct, indirect, special or consequential damages, howsoever caused, arising out of use of online banking, use of this website, or reliance on the information or services provided by either. Merchants and Manufacturers Bank will not be responsible for any losses or damages you may incur if you communicate confidential information to us over the Internet or by e-mail, or if we communicate such information to you at your request.

Available Only Where Permitted by Law

The products and services described in pages of the website of Merchants and Manufacturers Bank are only offered in jurisdictions where they may be legally offered for sale.

Applicable Agreements and Disclosures

All products and services of Merchants and Manufacturers Bank are subject to the terms of this section as well as the terms of applicable agreements. The appropriate disclosures will be given to customers when they open accounts. You may request these documents before opening your accounts by calling Merchants and Manufacturers Bank.

Use of Information Included on this Website

Some information in this website is provided by various information suppliers that are independent of Merchants and Manufacturers Bank. From time to time Merchants and Manufacturers Bank may place links to other websites on this website. Merchants and Manufacturers Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on those independent webpages.

The information provided on this website is intended for informational purposes only and is not intended to constitute financial, accounting, legal or tax advice. Many factors unknown to us may affect the applicability of any statement or comment that we make on our website to your particular circumstances. You should consult directly with a Merchants and Manufacturers Bank representative or your tax or legal advisor or other financial provider before acting on any information on this website.


Calculators are provided for general illustrative purposes only and are not warranted to be accurate or complete.

Accuracy and Changes

Facts and information, when placed on this website, were believed to be accurate. Product offers, rates, terms and other information provided herein are subject to change without notice. Completeness or accuracy of the information provided herein is not guaranteed.

Hyperlinks are Not Endorsements

Links to other websites or references to other products, services or publications do not imply the endorsement or approval of such websites, products, services or publications by Merchants and Manufacturers Bank. Third party websites reached through links from our website may also have privacy and security policies different from Merchants and Manufacturers Bank, and may provide less security. We are not responsible for the collection, use, or security of information by companies outside of Merchants and Manufacturers Bank that may be linked to on our website. Please review the privacy and security policies of websites reached through links from the Merchants and Manufacturers Bank website.

Servicemarks and Trademarks Belonging to Merchants and Manufacturers Bank or Other Website Entities

Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute registered trade names, trademarks or service marks of Merchants and Manufacturers Bank or other entities. The display of the above on pages at this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission or other copying or modification of the above and/or the contents herein may be a violation of the law and could subject those engaging in such activities to legal action.


Merchants and Manufacturers Bank 2014. The information and materials contained in this website are owned by Merchants and Manufacturers Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. 

All information at this site is protected under the copyright laws of the United States and in other countries. In addition, certain information may have been copyrighted by others. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish in any form, any information found at this website. Inquiries about permission should be directed to:

Merchants and Manufacturers Bank
PO Box 200
Channahon, IL 60410

Disclaimer of Warranty and Limitation of Liability

Merchants and Manufacturers Bank does not warrant the accuracy, completeness, quality, adequacy or content of any information or tool on this website nor does it make any warrants as to the results that may be obtained from use of the service.

Such information or tool is provided "As Is" without warranty or condition of any kind, either expressed or implied, including, without limitation, the implied conditions and warranties of merchantability and fitness for a particular purpose. Some jurisdictions do not allow the exclusion of implied warranties, so the above may not apply to you.

Merchants and Manufacturers Bank will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or prospective economic advantage, resulting from the use or misuse of this website, or the information, documents, software or content thereof, even if advised of the possibility of such damages or such are reasonably foreseeable.

Merchants and Manufacturers Bank is a wholly owned subsidiary of Merchants and Manufacturers Bank Corporation. M&M Bank, Merchants and Manufacturers, and Merchants and Manufacturers Bank are Service Mark names used by Merchants and Manufacturers Bank.

Member FDIC

Circular 230

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Merchants and Manufacturers Bank does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Merchants and Manufacturers Bank does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.

Important Notices

If you choose to access any software available through links from this website, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system. You should also ensure that you have a complete and current backup of the information contained on your computer system prior to installing such software.