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Who We Are

For over 50 years, M&M Bank has been committed to helping its customers reach their financial goals. Our dedicated personal bankers take the time to listen to your banking concerns and will recommend a comprehensive personal banking solution that suits your individual needs. We are committed to making the management of your personal finances easier so you are able to enjoy the things that are important to you.

Where We Came From

Founded in 1969 as East Joliet Bank, Merchants and Manufacturers Bank (M&M Bank) started as a traditional, locally owned bank that valued its roles and responsibilities as a community bank. The Bank primarily operated as a local bank throughout the 70s before being acquired by a bank consolidator in the 80s. The current ownership took control of the bank in 1993 and brought a focused expertise in business banking and a commitment to maintaining the principles of community banking that the institution was founded on.

Since 1993, the Bank has seen significant growth and has been profitable in each of the last 21 years. With a strong focus on customer service, M&M Bank has actively grown both facets of its business. On the retail side, the Bank strives to provide true community banking with an emphasis on knowing our customers and providing unparalleled customer service. On the business side, we combine these same attributes with everyday access to decision makers and a level of expertise and products usually found only at much larger institutions.

Where We're Going

M&M Bank is well-positioned to continue its focus on small and mid-size businesses that are the engine for economic growth and job creation in the communities that we serve. We look forward to continuing to deliver the personal service that has been the cornerstone of our success. 

Personal Products & Services

We offer a wide variety of products and services designed to meet your individual banking needs. From checking and savings accounts to online bill pay, M&M Bank has your best interest in mind. 

Checking Accounts

M&M Bank makes choosing a checking account easy by offering accounts and services that meet your needs. Learn more about our personal checking accounts.

Personal Savings and Money Market Accounts

Whether you are saving for a rainy day or have a specific savings goal, M&M Bank can help you get there. Learn more about our personal savings accounts.

Certificate of Deposit (CDs)

We understand that saving for your future is important. One option that allows for both flexibility and security with competitive rates of return are certificates of deposit. Learn more about our CDs.

Business Banking

At M&M Bank, we are sincerely different. Unlike most of our competition, we understand what our customers experience because we live it as well. Our smaller size allows us to make decisions quickly with no bureaucratic red tape.

Servicing all of the Chicago area including Southern Wisconsin and Northwest Indiana, we specialize in partnering with small and mid-size commercial and industrial companies. Our clients come to us to finance working capital, equipment, buildings, acquisitions and other ventures.

At M&M Bank, business banking is truly our specialty.

Business Loans

Find and apply for the best loan to meet your needs.

Business Accounts

Find and apply for a new business account.

Business Services

Learn about the many different services we offer our clients.