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Do more with less with a checking account that lets you waive fees — just maintain the minimum balance.

Key Features

  • Competitive Interest1
  • Free Digital Banking
  • Business Services Available
  • Exclusive checking for sole proprietorships and non-profits
  • Earn competitive interest on your balance1
  • Avoid the $10 monthly maintenance fee by maintaining a minimum daily balance of $750
  • Monthly maintenance fee of $10
  • Unlimited monthly transactions
    • Transaction fees vary (please inquire)
  • Variety of convenient business services available to streamline your banking
  • Free digital banking, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • eStatements
    • And more
  • Free Mastercard® debit card
  • Free telephone banking
  • Surcharge-free ATMs available2
  • Identity theft protection available
  • Overdraft protection available
    • Overdraft fees may apply3
  • $750 minimum deposit to open

1Interest will be paid at a current market rate when the minimum monthly balance of $750.00 is maintained. If the minimum balance is not maintained you will forfeit interest earned for that month. Interest is paid monthly and rates are subject to change at any time.

2M&M Bank is a member of the MoneyPass® Surcharge-Free ATM network. Use of any MoneyPass ATM will not result in a fee from M&M Bank, nor the owner of the MoneyPass ATM. Transactions at non-participating foreign ATMs may result in a fee from the ATM owner. Look for the MoneyPass logo for surcharge-free ATM transactions.

3Per-day fee applies to each business day after the first business day that the account remains in a negative collected balance. See fee schedule for current overdraft charges.